Initial Approach: Our collectors begin the process by informing the debtor we are attempting to clear up some outstanding invoices for xyz company, that their name was on the list and a review shows your account past due. When do you expect to get this account current and can we help?

Strong Approach: Our Strong approach involves Phone calls, but no personal visits. The debtor will be informed that serious action will be taken if the debt is not paid immediately. There will be a sense of urgency in getting this account promptly paid.

Attorney Approach: During the Attorney approach, we will have a collections attorney in the debtor's local area call and make demands to assist in the debt recovery. If a personal visit is necessary, the action will be taken.

Final Demand Approach: Action will be taken to do what needs to be done within legal boundaries, to collect the bad debt short of litigation.

Litigation: If all of the above efforts fail to collect your bad debt, we will consult with you regarding the possibility of suing the debtor. If the suit seems appropriate to proceed, our Legal Department can help facilitate this procedure.